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Where to find a contractor: Ask family and friends as well as neighbors who they have used in the past. Use the phone book as a reference for phone numbers, addresses and any company history.
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Get a written estimate: Welcome only estimates that are written out containing the work that will be performed with the price. Be sure to determine if the price is guaranteed or not. Also, ask for a list of work items that is not included in the scope.
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Check references: Ask for and check references of like projects and be certain that the contractor you are hiring is an expert in the area of work you seek to complete.
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Ask for proof of licensing and insurance: Check with the building department on any licensing requirements there may be in your town. Ask to see proof of insurance and be aware that you may have exposure for liability in the absence of insurances. A contractor should have liability insurance as well as compensation coverage for his workmen.
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Get to know the NYS Home Improvement contract requirements: There are specific requirements for a New York State Home Improvement contract for work over $500.00. The contract must be written in plain English and must have approximate starting and completion dates along with the total sum of the job and all make and model numbers for materials used. The right to rescind the transaction is preserved for 72 hours and must be mentioned in the contract. You must also me told that the NYS Lien Law and its provisions can be invoked if you do not pay the contractor. Additionally, you must be told what bank the contractor will be depositing your interim payments as part of the contract laws escrowing of funds provision. Be sure to get a signed copy of the contract for your files.
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Do you need a building permit?: If you make a structural change there is little doubt that you will need a permit with a stamped and sealed drawing from a NYS registered architect or engineer. When in doubt, check with your town's building department.
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What to do about hidden extras: Major renovations should have a reserve fund established for overruns that are outside of the contractor's control. You should have a plan in place as to how much this fund should be and when will it be used.
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Timing is everything: Do not attempt a major renovation when you are planning a trip or if there is another life altering transition occurring in your life, like the birth of a new child or the moving in of an elderly family member. Try to plan ahead for the needs of the household ahead to avoid urgency and rushed decisions.
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Maintain open lines of communication with your contractor: Discuss problems as they arise so as to keep your relationship healthy. This will ensure that you come through the project with a good working partnership!
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